India has rolled out major changes to its Aadhaar system that will have direct implications for banking, small savings and investment services. The updates span from increased update fees to stricter linking and verification rules, effective October 2025.
Higher Update Fees & Waivers
Effective 1 October 2025, UIDAI has revised its charges: demographic updates now cost ₹75 (up from ₹50), and biometric updates cost ₹125 (up from ₹100). Children aged 5–7 and 15–17 receive biometric updates free of charge, and document updates filed online are free until 14 June 2026.
Mandatory PAN-Aadhaar Linking
Failure to link your Permanent Account Number (PAN) with Aadhaar may render your PAN inoperative, affecting your ability to invest in mutual funds, open Demat accounts or conduct financial transactions.
Streamlined KYC Norms
UIDAI is also implementing simpler and safer Aadhaar e-KYC processes, facilitating quicker verification for banks and service providers while maintaining strong data security and identity validation standards.
With these updates, Aadhaar holders are urged to check and update their details, link PAN timely and avoid disruptions in accessing financial or government services.
For more details, see the full breakdown of charges and requirements for 2025–26.
