Billionaires Michael and Susan Dell, founder and CEO of Dell Technologies, and his wife Susan, announced a historic $6.25 billion donation on 2 December 2025 toward the U.S. government’s new childhood savings programme, informally dubbed “Trump Accounts.”
Under the initiative, the U.S. Treasury will open investment accounts for children born from 2025 to 2028, seeding each with $1,000. The Dells’ additional funding targets 25 million children under age 10 who would otherwise miss the initial benefit, providing $250 per child to jump-start their investment journey.
The money is slated to be invested in low-cost index funds and will remain locked until each child turns 18, when it can be accessed for education, first home, or starting a business. Parents, relatives, employers or charitable institutions will also be allowed to contribute annually, making it a long-term savings vehicle.
The Dells described the donation as the largest private commitment toward American children in decades, calling it a chance to “build hope, opportunity and prosperity for generations to come.”
While critics raise concerns about the long-term efficacy and reach of such programmes, supporters argue this move could mark a paradigm shift in child savings and wealth-building for millions across the United States.
