Virat Kohli’s journey in Test cricket teaches us important lessons about money and planning for the future. Just like Kohli changed his style over time to succeed, your financial plans should also change as you grow older. This article explains how Kohli’s career can help you make smart money decisions.
Start Early to Grow Your Money
Kohli started playing Test cricket at 22 and became great by working hard over many years. In the same way, starting to save and invest early helps your money grow more. For example, if you invest Rs 5,000 every month at 12% interest:
- Starting at age 25, you can have Rs 2.8 crore by age 60
- Starting at age 35, you get Rs 88 lakh by age 60
- Starting at age 45, you get Rs 26 lakh by age 60
This shows how saving small amounts regularly over a long time can add up.
Be Patient and Disciplined
Kohli’s success came from being steady and patient, not from flashy moves. The same is true for money — it’s better to follow good habits like budgeting, saving, and protecting your money than chasing quick profits.
Know When to Stop or Change
Kohli chose the right time to retire. In money matters, you should also plan when to stop investing or start using your savings. Starting late means you need to save a lot more every month. For example, to save Rs 2 crore:
- Start at 30: save about Rs 13,200 each month
- Start at 40: save about Rs 29,100 each month
- Start at 50: save about Rs 73,000 each month
Planning early makes things easier later.
Change Your Plan as You Age
When young, Kohli played aggressively, but later he became calm and careful. Your money plan should change too. Take more risks when young, and focus on safety and income as you get older.
Keep Your Mind and Money Fit
Kohli stayed mentally and physically strong, which helped him perform well. You should also stay focused and avoid panic during tough times like market drops or unexpected expenses. A good money plan prepares you for all kinds of life situations.
Build Wealth Over Time
Kohli didn’t just want quick records; he worked hard for years. Similarly, building wealth takes time and steady effort. Think about your goals, like your family’s future or early retirement, and work toward them consistently.
Manage Your Money Like Kohli Plays Cricket
Virat Kohli’s cricket career shows that winning with money takes patience, planning, and discipline. Start saving early, keep steady habits, adjust your plans with age, and know when to make changes. Treat your finances like a long game, and you’ll be able to reach your goals and enjoy a secure future.
