Pearl Kapur grew up in a modest household in Punjab, far from the world of billionaires. But even as a child, he was fascinated by algorithms. His academic journey took him to Queen Mary University of London, where he pursued a Master’s in Investment Banking. During this time, he developed an interest in blockchain and finance. He also attended the World Economic Forum in Davos several times, making early global connections.
Zyber 365: A Bold Tech Venture
In 2023, Pearl launched Zyber 365, a tech company focused on blockchain, cybersecurity, and decentralised systems. Even before launching a product, the company reached a billion-dollar valuation. This showed the immense trust investors had in Pearl’s vision and leadership.
Xanfi: India’s First Multilingual Gen AI Chatbot
In April 2025, Pearl introduced Xanfi at IIT Delhi — a groundbreaking AI chatbot capable of interacting in over 100 languages, including all 22 official Indian languages. Unlike typical bots, Xanfi can write content, offer financial tips, explain legal terms, make astrological predictions, and even generate anime-style art. This makes it a powerful tool for everyday users and professionals alike.
A New Kind of Indian Billionaire
Operating from Monaco, Pearl Kapur is not just building products — he’s pushing India’s AI capabilities to global standards. With a growing reputation among tech innovators and venture capitalists, Pearl represents a new wave of Indian entrepreneurs blending global vision with local impact.
