Frequent travelers can benefit from credit cards that offer complimentary airport lounge access. Many banks and financial institutions provide these cards, allowing travelers to relax, use Wi-Fi, and enjoy refreshments before their flights. Here’s a look at some of the best credit cards in India that offer this perk.

Top Credit Cards for Airport Lounge Access
HDFC Visa Signature Credit Card
- Joining Fee: NIL
- Annual Fee: Free for the first year if ₹15,000 is spent within 90 days
- Annual Fee Waiver: Spend ₹75,000 a year for free renewal
- Lounge Access: Complimentary access at domestic and international airports
HDFC Bank Diners Club Black Credit Card
- Joining Fee: ₹10,000 + taxes
- Annual Fee: ₹10,000 + taxes
- Annual Fee Waiver: Spend ₹5 lakh within 12 months to waive the renewal fee
- Lounge Access: Complimentary access at domestic and international airports
HDFC Bank Millennia Credit Card
- Joining Fee: ₹1,000 + taxes
- Annual Fee: ₹1,000 + taxes
- Annual Fee Waiver: Spend ₹1 lakh in a year to waive the renewal fee
- Lounge Access: Complimentary access at domestic and international airports
HDFC Bank Tata Neu Infinity Credit Card
- Joining Fee: ₹1,499 + taxes
- Annual Fee: ₹1,499 + taxes
- Annual Fee Waiver: Spend ₹3 lakh a year before renewal to get the fee waived
- Lounge Access: Complimentary access at domestic and international airports
SBI Elite Credit Card
- Joining Fee: NIL
- Annual Fee: ₹4,999 (from the second year onwards)
- Lounge Access: Complimentary access at domestic and international airports
SBI Prime Credit Card
- Joining Fee: NIL
- Annual Fee: ₹2,999 (from the second year onwards)
- Lounge Access: 4 international airport lounge visits and 8 domestic lounge visits
SBI Club Vistara Prime Credit Card
- Joining Fee: NIL
- Annual Fee: ₹2,999 (from the second year onwards)
- Lounge Access: 8 complimentary domestic airport lounge visits
Axis Bank Magnus Credit Card
- Joining Fee: ₹12,500 + taxes
- Annual Fee: ₹12,500 + taxes
- Annual Fee Waiver: Spend ₹25 lakh in a year to waive the renewal fee
- Lounge Access: Complimentary access to domestic airports
Axis Vistara Signature Credit Card
- Joining Fee: ₹3,000
- Annual Fee: ₹3,000
- Lounge Access: Complimentary access at select domestic and international airports
AU Bank Zenith Credit Card
- Joining Fee: NIL
- Annual Fee: ₹7,999 + applicable taxes
- Annual Fee Waiver:
- First-year fee waived on spending ₹1.25 lakh within 90 days of issuance
- From the second year onwards, spend ₹5 lakh in the previous card anniversary year to waive the fee
- Lounge Access: Complimentary access at select domestic and international airports
Final Note
Credit card fees and benefits can change over time. It’s always best to check with the bank for the latest terms and conditions before applying.