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Home » New debit, and credit card rules from Oct 1
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New debit, and credit card rules from Oct 1

RBI tokenisation norms are applicable from October 1
News DeskBy News Desk30 September 2022No Comments1 Min Read
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RBI’s card-on-file (CoF) tokenisation norms come into effect from October 1. The credit and debit card rules will change with this. The new rules expect to improve the payment experience of cardholders. The shopper will have to enter entire card details when shopping. Once the purchase begins, the merchant will start tokenisation. It will ask for consent to tokenise the card. Once it is approved, the merchant will put a request to the card network. The network will create a token which will act as a proxy card number. RBI says the feature will prevent platforms from storing customer data. The feature is available on consumer devices like mobile phones, tablets, laptops and wearables.

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